Buuuutttttt....if you can sell your place for $2M, you really should consider moving.

I'm assuming that you'll owe a ton of capital gains taxes, but let's assume that after capital gains and realty fees etc you clear $1.5M.

You could sell your place and buy this place in Boise for $950k. Buy your wife a new SUV for the burb life and follow your fellow Californians to Idaho. Bank the extra $500k into your retirement and get a job doing supply chain at Micron in Boise. You'd have no issue with your background scoring a job there or at one of the other many tech companies that have relocated there. Half of your neighbors would be from the Bay or at least Cali and you'd make fast friends. Schools there are great. Weather is great. Boise is great. You'd probably double the size of your home and that particular neighborhood is awesome. It's got hiking trails, pools, a clubhouse with a gym, sports courts and a million kids your kids age for them to play with in a super safe area. You'd have zero debt, a paid off home and car, and can get a high paying job located less than 20-30 commute tops.

https://www.zillow.com/homedetails/5052-W-Avimor-Dr-Boise-ID-83714/336013502_zpid/