OMG!!!...if I'd listen to the insurance company I'd be dead by now!!...stress to your daughter that sometimes we have to be the advocate in our own care...yes she needs to pitch a fit til they do it....unfortunately cost can be a factor but advise her to check around...based on your income, many in my area can get free or reduced mammos...sometimes you don't even need a doctor's order!....I had just retired and had no insurance (wasn't on medicare yet)...so I paid for my own mammo….it was $800 but I asked if they offer cash discounts...they did and it only ended up being $125!!...if she's willing to pay for it herself, she can have it yearly...I totally agree she needs to screen frequently & early...it's the best chance for survival!!….tell her to check oncology offices and local hospitals, they may know of some mammogram clinics....keep us updated