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hey stud, how are those bonds doing?

Posted by Ari Gold <iframe src='https://members.boardhost.com/onedeuce/info/user=Ari+Gold' width='330' height='300' border=0 style='border:none;'> on March 27, 2026, 9:05:56

and what’s your latest interest rate thoughts?

Most of my position is over 5% YTM so I'm still okay but I don't like

Posted by fratstud <iframe src='https://members.boardhost.com/onedeuce/info/user=fratstud' width='330' height='300' border=0 style='border:none;'> on March 27, 2026, 9:09:20, in reply to "hey stud, how are those bonds doing?"
Go Zags!

the recent trendline one bit.

Previous Message

and what’s your latest interest rate thoughts?

"Iowa women were better than Illini men" - Potomac

I think our currency is finished once we are removed from the Gulf*

Posted by DouchieHowser <iframe src='https://members.boardhost.com/onedeuce/info/user=DouchieHowser' width='330' height='300' border=0 style='border:none;'> on March 27, 2026, 13:04:23, in reply to "Most of my position is over 5% YTM so I'm still okay but I don't like"

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the recent trendline one bit.

Previous Message

and what’s your latest interest rate thoughts?

what duration would you look at buying right now?*

Posted by Potomac <iframe src='https://members.boardhost.com/onedeuce/info/user=Potomac' width='330' height='300' border=0 style='border:none;'> on March 27, 2026, 9:32:07, in reply to "Most of my position is over 5% YTM so I'm still okay but I don't like"

Previous Message

the recent trendline one bit.

Previous Message

and what’s your latest interest rate thoughts?

My biggest purchase range is 10+, but I have a pretty carefully constructed ladder because

Posted by fratstud <iframe src='https://members.boardhost.com/onedeuce/info/user=fratstud' width='330' height='300' border=0 style='border:none;'> on March 27, 2026, 12:32:35, in reply to "what duration would you look at buying right now?*"

my first job was in fixed income so I have a semblance of an idea what I'm doing. Cash at these rates ain't terrible, but at this phase of my life I'm buying a lot of instruments that I intend to use as income replacement assuming a 2038 full retirement, so I mainly buy pockets between 2038 and 2055 right now, just depends on where I'm light. That is probably less appropriate for you at your age, though. I personally want cash flow from coupons and $100k of maturities each year because ideally I will never have to tap my equities when I retire.

I think the 60/40 is a prudent portfolio. I think the US is going to experience a substantial deflationary spiral driven primarily by demographics but also from technology/AI and I think people who are 100% equities are insane.

Previous Message

the recent trendline one bit.

Previous Message

and what’s your latest interest rate thoughts?

"Iowa women were better than Illini men" - Potomac

When I have to do retirement RMDs soon, I won't need cash flow

Posted by Potomac <iframe src='https://members.boardhost.com/onedeuce/info/user=Potomac' width='330' height='300' border=0 style='border:none;'> on March 27, 2026, 12:46:07, in reply to "My biggest purchase range is 10+, but I have a pretty carefully constructed ladder because"

We have enough put away to take care of any spending money we will need, barring a true mess such as extended in-person health aides.

It can be important to note the impact on Medicare costs based on income. This year the standard Medicare charge is $202.90 per month, with steep tiers. But if you have enough income, maybe an extra $10K per year for a couple is minor, considering Medicare is a big bargain for most people.

I might have put less in retirement accounts had I anticipated that the feds would change the rules to force liquidation by heirs within ten years. I might have kept more in a taxable account and hoped for the automatic step-up, assuming of course that it survives.

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