My initial thought is that time is ticking and that I need to secure enough wealth for not only the Villainess and I to ride out on, but also for our boys for their lifetime as well.

It seems more and more likely every day that we are steamrolling towards a tiny upper class (1-5% of the population) and a massive permanent underclass (95%+). Once you fall into the the underclass, you are there for good.

If things don't end up quite that dystopian, it will still be massively different than it was for us growing up. There will most certainly be less ways to attain wealth because AI is going to eat into many opportunities. There is no question that our children's future will have less attorneys, architects, accountants, etc....so we will actively push our boys towards one of two paths.

It's either become a doctor or a dentist, or learn a trade and we'll help facilitate the eventual starting of their own company.

No. 1 son is smart...probably a 90-95% type of kid and if he has the interest to go into the medical field, we'll support that. If not, I'll push him to do HVAC and I'll help him start his own company after a few years apprenticing under someone else. No. 2 son is exceptionally intelligent...like 99.99 percentile smart. He'll be a doctor without question. The key will be to just guide him to the right specialty to ensure it's not something like Radiology that will absolutely be downsized by AI.

This next paragraph is going to make me sound like a dick, but sometimes the truth hurts. I'm lucky because my kids are pretty smart and hard workers. I have no clue what a 50th percentile type of kid or below is going to do in 10-20 years. We as a society are going to lose hundreds of millions of jobs to either AI or robots and formerly "qualified" workers will all be pushed a few rungs down the ladder. People that were formerly considered smart will now be slotted into "average" intelligence jobs. The average and below intelligence workers will be pushed out of the workforce for the most part. What happens to them?