With Paypal, seller is responsible for sold items up until their arrival to the buyer. No matter what deals and agreements are made outside Paypal, Paypal only follows its rules. I assume the same is also the case with the protection provided by credit card companies.
Full insurance when shipping is a possible solution, but a seller might decide the time and effort needed to solve a case of a missing package might outweigh making a deal.
Also, sometimes the fountain pens sold are not only expensive but also very, very rare, with only a few pieces still existing. In this case loss is not only of a monetary nature.
I hope I shed some light on the topic. I try and offer worldwide shipping when I sell, but I do understand why someone might be a bit more hesitant.
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