My advice for you would be to try to find a credit worthy co-signer. I was in a similar situation for undergraduate and I had to ask my uncle to co-sign for me in order to get the loan. I assume by the fact that you have 3 kids that you are older, but maybe you still have a family member who can help you out. Maybe mom, dad, brother, sister, ask them maybe one of them will be willing, it never hurts to ask. As long as you are a responsible person which I would assume you are since you got accepted they should be willing to cosign for you if their credit is good.
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