No. The survivor would have to take it out of our savings account. If I am the survivor I will be sure to leave some money for step-dtr or BIL to cremate me. We want to be cremated and scattered with our dogs ashes on our own property under trees overlooking the hills. BIL knows exactly where. Cremation isn't as expensive as a burial. When step-son died his wife took him to a cremation place in Harrisburg. She said it was around $500.