We can Help. In most cases we may be able to reduce your pre firm rate. Feel free to call for a free review. It would be wise for all to double check accuracy of current Flood policy with your Agent.
The Good News, most dwellings on the Tiki Island are already issued at full-risk rates. The affected properties are among those built before the community joined the NFIP and adopted its first Flood Insurance Rate Map (FIRM)
I estimate over 90% of the dwellings on Tiki Island are not drastically effected by the reform act, as many believe. Dwellings built prior to 1981 are the Flood policies most often we see rating inaccuracy, due to inexperienced Flood Company underwriters.