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a bond ladder, convexity, inflation risks. Deaf ears. "Just buy the bonds, white boy." As I have said before she bought the Haynes Bottom and Germ Bottom to the day and is sitting on mad GainZ, so at this point I just say "yes, Ma'am" when she wants to buy something like this. She is convinced to a moral certainty that shit is going to hit the fan again and that 5.5% will be a good return with the income stream DCAed back into equities. Wish us luck!