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    Best way to get car insurance for my 18 year old son

    Posted by Shillington hatter on 23/3/2020, 20:04:28

    He has just passed heís test and I got him a Ford festa itís only a 1.2 litre but went to get some insurance and the cheapest quote was £1,800 WTF
    Anyone know if there is a way of making it more affordable
    Cheers

      Re: Best way to get car insurance for my 18 year old son

      Posted by Scathing hatter on 23/3/2020, 22:02:39, in reply to "Best way to get car insurance for my 18 year old son "

      My first car cost me £650 to insure in 1997. I just checked what that would be equivalent to now using Bank of England's online inflation calculator and it equals £1192! So nothing much has changed it seems. My car (valued at £600) actually got stolen and because i had excess to pay i ended up a lot more out of pocket than if i hadn't had to pay to have it insured. I never could square it in my head that i ended up worse off by having insurance than i would have by not having it, but at least it helped me wise up to how the real world runs.

        Re: Best way to get car insurance for my 18 year old son

        Posted by Nev the bear on 23/3/2020, 21:31:39, in reply to "Best way to get car insurance for my 18 year old son "

        Put yourself as the named driver that helped my lad

          Re: Best way to get car insurance for my 18 year old son

          Posted by Howzatter on 23/3/2020, 21:07:35, in reply to "Best way to get car insurance for my 18 year old son "

          That's cheap mate

            Re: Best way to get car insurance for my 18 year old son

            Posted by since 63 on 23/3/2020, 20:47:48, in reply to "Best way to get car insurance for my 18 year old son "

            a friend went through this a number of years ago, he purchased multi car insurance for the family, it worked then.

              Re: Best way to get car insurance for my 18 year old son

              Posted by qwertyuiop on 23/3/2020, 20:37:18, in reply to "Best way to get car insurance for my 18 year old son "

              Get him a bus pass and a new pair of shoes. 👍

                Re: Best way to get car insurance for my 18 year old son

                Posted by Forever luton on 23/3/2020, 20:21:02, in reply to "Best way to get car insurance for my 18 year old son "

                We insured my 18 year old daughter's car in HER name but us as named drivers on HER insurance and she's had a black Box put in and I think we paid about £1250 And the insurance was www.morethan.com/car-insurance/young-driver-insurance .....think it's called smart wheels

                Re: Best way to get car insurance for my 18 year old son

                Posted by The Outsider on 23/3/2020, 20:17:02, in reply to "Best way to get car insurance for my 18 year old son "

                https://www.moneysavingexpert.com/insurance/young-drivers/

                Re: Best way to get car insurance for my 18 year old son

                Posted by Dilligaf on 23/3/2020, 20:06:27, in reply to "Best way to get car insurance for my 18 year old son "

                Black box and third party,fire and theft only.

                Bell insurance are good.

                  Re: Best way to get car insurance for my 18 year old son

                  Posted by Godders on 23/3/2020, 20:43:09, in reply to "Re: Best way to get car insurance for my 18 year old son "

                  I can also vouch for Bell (part if the Admiral group). They were one of very few companies that would insure my 8 seater Ford Tourneo. It confused most insurers as it's not quite a standard car but it's not a mini-bus either! Had to use a black box for a while but it's no bother as long as you stick to the speed limits, don't do a lot of night driving and don't drive erratically.

                  Best way to keep young driver insurance down us to name any woman on it. Probably best if it's your mum especially if she's got a lot of no claims discount because apparently women make less claims- even if we know they cause most accidents

                    Re: Best way to get car insurance for my 18 year old son

                    Posted by shillington hatter on 23/3/2020, 20:17:43, in reply to "Re: Best way to get car insurance for my 18 year old son "

                    Cheers mate but I tried third party option and it was still £1,600

                    Re: Best way to get car insurance for my 18 year old son

                    Posted by DVLA on 23/3/2020, 20:06:26, in reply to "Best way to get car insurance for my 18 year old son "

                    Insure in your name with son as named driver perhaps.

                      Re: Best way to get car insurance for my 18 year old son

                      Posted by The Outsider on 23/3/2020, 20:14:15, in reply to "Re: Best way to get car insurance for my 18 year old son "

                      Might even be worth getting a quote for him but with you as a named driver. Might be slightly dearer than DVLA's suggestion but less likely to be challenged?

                        Re: Best way to get car insurance for my 18 year old son

                        Posted by Short n curly on 23/3/2020, 20:43:17, in reply to "Re: Best way to get car insurance for my 18 year old son "

                        Donít bother he ainít going no where now

                          Re: Best way to get car insurance for my 18 year old son

                          Posted by Don Logan on 23/3/2020, 22:58:29, in reply to "Re: Best way to get car insurance for my 18 year old son "

                          My stepson got a black box. It monitored his driving over the first year, and because he ainít a boy racer, he got a big reduction the following year. (It didnít restrict hours he could drive either, which some of them do)

                          Iíll find out in the morning who it was with.

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