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and... rates of tax...
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I bet if you took the broader range of 'tax' into your calculation, you'd be shocked how much of your earnings and income goes in tax. If you take PAYE, NI, VAT, fuel duty, council tax, it probably in excess of 40% for most ordinary people. Outsider is probably well up on this. And young people still have a terrible job affording housing. Renting or buying.
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