I’m an American moving to the UK later this year and I’ll be paying the IHS as part of my visa, so I understand that gives me access to the NHS. What I’m unsure about is whether it’s actually worth getting private or international health insurance on top of that. I’m not particularly worried about emergency treatment, but I’d like to avoid sitting on a long waiting list if I ever need to see a specialist. For Americans living in the UK, is private cover something you’d seriously consider or is NHS access usually enough?