From what I’ve learned while running my own online shop, the repayment for this type of funding is usually tied to your daily sales rather than a fixed monthly payment. That means when your store sells more, the repayment amount increases, and when sales slow down the deducted amount becomes smaller as well. It’s a bit different from traditional financing and many people compare it to revenue-based shopify store loans. When I was researching options for scaling my product line, I came across a page explaining the structure and also some Shopify funding alternatives
that businesses sometimes look at if they want more flexibility. In my case the fluctuating repayment actually made it easier to plan during slower months because the deductions followed the sales volume rather than forcing a fixed payment schedule.