Centralized exchanges have become notorious for freezing accounts or blocking transactions without warning. Many users have experienced situations where their USDT holdings were locked, sometimes due to regulatory pressure or compliance issues. Since USDT is controlled by Tether Limited, transactions can be blacklisted or reversed.

Whan you swap usdt to monero you remove yourself from this risk. Monero transactions cannot be blocked, traced, or reversed. Once you hold XMR, you have full control over your funds, with no possibility of interference from third parties, governments, or financial institutions.