Posted by LindaH
on March 23, 2009, 1:43 pm, in reply to "Keep going, Renee!"
67.142.130.12
"making the hurtful response last week to Pat even more unnecessary"
I'm assuming this is addressed to my post and would like to address it...
I'm sorry if you think my post was "hurtful" - sometimes the truth is "hurtful" - I didn't mean it to be hurtful, which is why I said "all due respect" ....Pat has been doing signings for quite some time now - she did not ask how to explain the difference between the APR and the actual Note rate - she asked WHY the two numbers were different - and IMO that's something that someone who's been doing signings for as long as she has should already know - it's an integral part of any Signing Agent training and is one of the FIRST things that's explained due to the importance of the TIL..
I'm sorry you don't see that.
--Previous Message--
: I totally agree, Lee. Not to mention, a
: great explanation that any notary can
: get, too. And there are PLENTY of
: notaries that would have a hard time
: explaining this clearly to the
: borrower, making the hurtful response
: last week to Pat even more
: unnecessary. (After all, this is
: supposed to be the board where
: notaries should feel free to ask just
: about anything (except "what's a
: jurat?") and not get insulted for
: it.)
:
: In any case, thank you, Renee, and do
: you have an equally succinct and
: friendly way of defining APR to the
: borrower? I can't count the times at
: the signing table where the LO or
: Realtor launches off into this complex
: mind-messing mumbo jumbo about APR
: after which the poor borrower still
: has no idea what they said but just
: nods cos they want 'em to shut up.
: Mostly, I say "It's the cost of
: all the credit, blah blah," but
: I'm not too comfortble with that,
: though it seems to work. Maybe they
: just want me to shut up, too. So give
: us another apple story (or oranges).
: Thanks!
:
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