You need expert information and you're not likely to get it here or from any other message board or online forum. I would be very cautious about any such advice you get, however well-intentioned.
The ultimate source of information on federal retirement, including crediting military service time, is the U.S. Office of Personnel Management (OPM). But you should start with the personnel management staff in your current federal agency or department. You might also contact the Navy Personnel Command (familiarly known as BUPERS) for information. See http://www.public.navy.mil/bupers-npc/Pages/default.aspx.
If you feel you're not getting straight answers, you can always turn to your U.S. Representative or your U.S. Senators to ask them to intervene on your behalf.
Good luck.
Ron Carlson, Webmaster
Armed Guard / Merchant Marine website
www.armed-guard.com
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