Posted by mary o
on 5/21/2009, 9:49 am, in reply to "An inquiry with apologies"
166.203.168.179
We just insured ours two months ago. I have almost 250 and my husband said "No More" until I got these covered. We live in tornado alley. We have all of our insurance with State Farm, so we just added these on to the homeowners policy. They used another agency which specializes in collectibles so it may be slightly cheaper to find an insurance company that is independent, I don't know, we just wanted everything together. I don't really know how it works. We created a spread sheet on the computer. I just put in the name and number of each WFF and how much it cost to buy based on the most recent catalog I could find the price listed in. I have catalogs going back to 1988. If it wasn't in a catalog, I took the price off of the Master List, here. It took about a week to do all of this, but I thouroghly enjoyed doing it. When I called, our insurance company said to photograph the entire line ( I assume in groups, not individually) but then they said, no that was not necessary, to just bring in the spread sheets. I also took in an extra catolog and they put that in the file. I gave them the adress of this site, too, so they would have access to the Master List if necessary. I explained that some were gifts and many were bought on Ebay, so I did not have receipts. Based on $25,000 replacement value, knowing this was an estimated amount, we are charged $16.00 a month. Our homeowners policy would only cover up to $2500 of this.
Hope this helps.
--Previous Message--
: Let me just say I know the insurance question gets
: asked over and over and people kindly answer over
: and over. I admit it. I didn't pay attention.
:
: Now we've just finished taking inventory and
: photos of my mice and ...holy cow!...I think I
: should insure them. Our homeowner's insurance
: company wants us to get an appraisal. How do you
: get an appraisal on retired pieces?
:
: So, here I am...beggin' ya...please post if you
: have insured your WFF and feel satisfied with
: your insurer. I will write it all down this
: time.
:
: In fact, I'll save it and re-post it when the
: next person asks!
:
: Thanks in advance.
:
:
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